Portfolio Allocation Manager
Track Your Complete Financial Picture
Portfolio allocation management is crucial for building long-term wealth and managing risk. This tool helps you track all your assets across different categories—from stocks and real estate to cash and gold—giving you a complete view of your financial health over time.
Why it matters:
- Calculate and monitor your net worth
- Diversification reduces risk
- Monitor asset growth over time
- Maintain target allocation ratios
What you can do:
- Record asset values at different dates
- Set target allocations for each asset type
- Get rebalancing recommendations
Tip: Update your portfolio values monthly or quarterly to track your wealth-building progress and ensure you stay aligned with your financial goals.
Portfolio Allocation Summary
Equity
Current Value:
₹7,50,000
Current %:
50%
Target %:
60%
Need +₹1.5L
Real Estate
Current Value:
₹30,00,000
Current %:
35%
Target %:
20%
Over ₹12.8L
Gold
Current Value:
₹0
Current %:
0%
Target %:
10%
Need +₹8.5L
Low Risk
Current Value:
₹2,25,000
Current %:
15%
Target %:
10%
Over ₹75K
Portfolio Matrix
Total Portfolio: ₹39,75,000
|
Asset Head
Asset Type |
Actions |
Record |
||||||
|---|---|---|---|---|---|---|---|---|
| Value (₹) | % | Value (₹) | % | Value (₹) | % | |||
|
|
|
55% |
25%
|
52% |
20%
|
50% | ||
|
|
|
17% |
33%
|
17% |
13%
|
15% | ||
|
|
|
28% |
8%
|
22% |
11%
|
20% | ||
| Total Portfolio Value | ₹31,50,000 | 100% | ₹35,25,000 | 100% | ₹39,75,000 | 100% | ||
Current vs Target Allocation
Equity
50% / 60%
Real Estate
35% / 20%
Low Risk Assets
15% / 10%
Rebalancing Recommendations
Portfolio Rebalancing Needed
- Increase Equity allocation by ₹1,50,000
- Add Gold allocation (0% current, 10% target): ₹1,50,000
- Consider reducing Real Estate exposure by ₹2,25,000
- Reduce cash holdings by ₹75,000